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Budget and Forecast

The budget that explains every number.

No black box: every value is born from your history, shows its own reasoning and stays alive all year — from the AI draft to the rolling forecast.

The problem

Four months of spreadsheets for a number nobody trusts.

Versions by e-mail, assumptions without an owner, a December scramble — and by February the budget is already stale. Here the order flips: AI delivers a grounded draft in hours, and leadership spends the time discussing the business, not the spreadsheet.

budget — terminal
# september → december · the yearly ritual
Budget_2027_v9_FINAL.xlsx
Budget_2027_v12_FINAL_for_real.xlsx
Budget_2027_v14_DEFINITIVE(2).xlsx
$ ac budget generate --year 2027
✓ 36 months of history analyzed · per-line seasonality
✓ 3,412 lines projected · explicit assumption on each one
✓ draft ready for review · average confidence 87%
group draft in 2 h 14 min — the discussion starts tomorrow
From draft to approval

Every stage with an owner, a deadline and a record.

Budget generator · 2027v3 · 2027
classifyconfiguregenerate
Method for this line
Copy last yearsimple
Historical average3 years
Trend with seasonal adjustmentrecommended
seasonality applied automatically · 2–3 years of history analyzed
The 2027 budget was out in an afternoon. For the first time the board discussed assumptions — not spreadsheet formulas.
Viamar Group · 29 stores

The budget doesn’t end in January.

Published? Tracking begins. Actuals land every month, the projection for the rest of the year updates, and assumptions cascade through.

EBITDA · 2027actualsrolling projectionoriginal budget
J
F
M
A
M
J
J
A
S
O
N
D

Rolling forecast

The original year stays preserved as the reference; the remaining months’ projection updates at every close. Compare the three curves — no side spreadsheet.

Global assumptionversioned assumptions
Salaries and chargesR$ 3.008 k
RentR$ 417 k
Contracted servicesR$ 641 k

Cascading assumptions

Change one global assumption and every dependent formula recalculates instantly — with a history of who changed it and when. Tap the values above to see.

Native Actual × Budget. Deviation per account, in percent and value, right on the dashboard — nothing to export.

Shared sandbox. Several users simulate together in real time, seeing who edits each line.

Derived formulas. Average ticket = revenue ÷ volume: calculated indicators follow the projection.

Nothing gets lost. Every version, comment and override lands on the budget’s audit trail.

FAQ

Frequently asked questions.

From your own history: the agent reads 2–3 years of entries from the system you already use — read-only. Every line ships with an explicit assumption and a confidence score.

On any line. The override lands on the audit trail with author, date and justification, and that line’s confidence score reflects the manual adjustment.

The published budget stays preserved as the reference. Actuals land at every close, the rolling forecast re-projects the remaining months, and deviations show per account, in value and percent.

Never. What-if scenarios live in the sandbox, side by side with the official one — promoting one to budget is an explicit decision that goes through the approval workflow.

No. The agent reads the system you already use, never writes to it, and works for any segment. The budget is born from the data you already have.

From first draft to rolling forecast.

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